灵活就业社保缴费新规，这两个时间交最划算，少花冤枉钱

一路长红

灵活就业人员缴纳社保，选对时间能省不少钱，每年7月和12月是两个最佳缴费节点。7月社保基数调整完成，按新基数缴费，避免后续补缴差价；12月底前缴费，可享受当年社保补贴，还能累计完整缴费年限，不影响养老金核算。
缴费时建议选择按月缴纳，缓解资金压力，经济宽裕的可按年缴，省去每月操作麻烦。4050补贴记得及时申领，能抵扣一半左右社保费，大大减轻负担。灵活就业社保关乎退休待遇，千万别断缴，选对缴费时间，既能保待遇，又能少花钱，性价比拉满。
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