医保个人账户全家共用，绑定教程一文看懂

一路长红

医保个人账户家庭共济功能全面落地，自己医保卡里的闲置余额，配偶、父母、子女都能用来看病、买药、体检，彻底告别余额浪费。绑定操作特别简单，打开电子社保卡或当地社保APP，找到“家庭共济”板块，输入家人的身份信息、社保卡号，完成实名认证和人脸核验，即可立即生效。
绑定后，家人就医时出示主卡人的社保卡或电子医保凭证，就能直接扣取账户余额，报销比例和个人使用完全一致，不会影响各自的医保待遇。家里老人、小孩医保余额不足，或没有个人账户的，赶紧完成绑定，日常看病买药能省下不少钱，这项免费福利人人都能享，操作零难度。
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